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Mechanical Breakdown Warranty & Insurance UK
Mechanical breakdown insurance (MBW) for genuine, unexpected faults — not routine wear, not accident damage. Instant online quote, no phone call needed.
£3,000 per claim
£100/hr labour covered
Unlimited eligible claims
15yr/150k mi eligibility
Cover from £21.67 a month with code CP25 at checkout — 3-year plan, your price depends on your car.
No obligation • Takes under a minute • 14-day cooling-off
What a mechanical breakdown warranty actually covers
- Engine and gearbox components. the parts behind the biggest repair bills.
- Electrical systems. control units, sensors and modules.
- Steering and suspension. genuine failures, not gradual wear.
- Braking systems. components that fail suddenly rather than wear predictably.
- Cooling and fuel systems. faults that can escalate quickly if ignored.
- Practical support alongside the repair. a nationwide approved garage network, a courtesy car while yours is off the road, and recovery if you break down away from home.
A mechanical breakdown warranty (MBW) is a service contract, not insurance in the traditional sense — it pays towards repairing specific mechanical and electrical components if they fail unexpectedly, after your manufacturer warranty has run out or wasn't included at all. The "breakdown" in the name means a genuine, unexpected fault — not routine wear, and not accident damage, which is what your car insurance is for. It picks up exactly where a manufacturer warranty leaves off, which matters more the older or higher-mileage a car gets, since that's when a significant mechanical fault becomes more likely and the potential repair bill grows.
The numbers, in full
£3,000Per claim
UnlimitedEligible claims
£100/hrLabour rate covered
15 yrs/ 150,000 miles eligibility
14 daysTo change your mind
UK-wideGarage network
Frequently Asked Questions
What does "breakdown" mean in a mechanical breakdown warranty?
It refers to a genuine, unexpected mechanical or electrical fault — not routine wear, and not damage from an accident.
How is a mechanical breakdown warranty different from car insurance?
Car insurance covers accidents, theft and damage to other people or property. A mechanical breakdown warranty picks up where the manufacturer warranty leaves off, specifically for mechanical and electrical faults that develop through normal use.
What's excluded from a mechanical breakdown warranty?
Wear-and-tear items — tyres, brake pads, wiper blades, clutches worn through normal use — are typically excluded, because they degrade predictably rather than failing unexpectedly. Pre-existing faults and anything caused by an accident are also outside the scope.
Why does mechanical breakdown cover matter more on an older or used car?
The older or higher-mileage a vehicle gets, the more likely a significant mechanical fault becomes — and the bigger the potential repair bill. Cover exists to take that financial uncertainty off the table.
Is mechanical breakdown insurance the same as a car warranty?
Yes, in practice — "mechanical breakdown warranty" (MBW) and "extended car warranty" describe the same kind of product: a service contract covering genuine, unexpected mechanical and electrical failures, not accidents or routine wear.
How much does mechanical breakdown cover cost?
Cover starts from £21.67 a month with code CP25 at checkout on a 3-year plan. Get an instant online price based on your exact vehicle, age and mileage.
See what mechanical breakdown cover costs for your car.
See what protection costs, with no obligation.
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Important information. This page is general information only. Warranty eligibility, covered components, exclusions, waiting periods, claim limits, excess, labour-rate limits and claim procedures are governed by the applicable ClearPath Protection terms and conditions. Pricing shown is indicative and your actual price depends on your vehicle's age, mileage, fuel type and the cover length you choose.
